Christian Duncan

NMLS # 153555


Christian Duncan Branch Manager
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Christian Duncan

Christian Duncan

Branch Manager

Mortgage Calculators

Loan Programs



What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

I will recommed you to every person I find, you're amazing at what you do!


I finally decided to use my VA loan and I just happened to pick Frontline Financial to see if I qualify. Boy! Am I glad that I chose mr. Duncan and his team to assist me and my husband and becoming homeowners for the first time. A dream has come true for my family with the help of this amazing company. They truly put veterans first. Thank you to everyone but especially to Alyssa. One day I will get you that drink!

Winton, CA

This is my second deal with Christian and his team. What a phenomenal experience. Alyssa and Christian are great. They listen and deliver. Alyssa was always on top every step of the way. They would always respond quickly to every question asked. Christian would always follow up. Again great team and great service. Will recommend Frontline financial to anyone!! Deals like these are a pleasure! Frontline financial is very privileged to have people like this representing them, this is not common. You have a life long customer here.

JD Martinez

Fort Lauderdale, FL

I have had the pleasure to have been working with Christian and his team for a few years now and an honor to have him help me with our own home, thank you!

Carlos Gomez

Fort Lauderdale, FL

I would like to thank both Christian Duncan and Alyssa Peterson, their dedication and professionalism is above what is expected, they kept me informed during this process. This is the third time I work with Christian and they made feel like a part of the family, GREAT SERVICE!!!!

Danny Castro

Hollywood, FL

After going through 6 different lenders for 6 months, I decided to give Christian a call. The best decision we ever did. His team was so understanding and took care of me and my family. The home process isn't easy. But Christian and his team got the job done! So thankful for working with them.

Carmelle Harris

Hollywood, FL

I was contacted by and kept informed by several team members throughout my loan process from offer to closing.

I enjoyed working with the group very much.

Patty Tipton

Orlando, FL

Im very pleased to recommend Frontline Financial. They are very helpful and a pleasant group of people. They are friendly and reasurring during what could have been a very stressful time. Thank you Frontline Financial!

Clearfield, UT

As a first time home buyer, I was nervous. Christian walked me through the whole process and explained everything to me in detail. He answered all my questions and calls even on weekends. He was a pleasure to work with and I would recommend any home buyers to work with Christian and his company. Thank you again so very much.

Clarissa Basa

Chula Vista, CA

Christian Duncan is Extraordinary. I am a military veteran, new to the home buying experience and he held my hand through the whole process. He was accessible and answered all my questions. He interfaced with my agent and kept me informed of my loan and the process. Christian provided exceptional service to me and my family in purchasing our home. Thanks to Christian we are now enjoying our beautifully purchased home. I highly recommend Christian as an exceptional Lender for veterans and others alike for purchasing a home.

Lancaster, CA

These folks are INCREDIBLE!!! Start to finish on a VA mortgage in only 25 days ... with an open VA loan on my current home. The realtors said that was unheard of ... well you heard it now! Thank you for all the incredible hard work! They had also processed my previous loan just over a year ago and we sold and closed on that property only 4 days later.

Vito DeGregorio

De Leon Springs, CA

Fantastic experience, Christian and his team was a delight to work with. My VA loan was not an easy one to complete. Christian and his team worked extremely hard to complete the loan with the most caring attitudes and professionalism. They never tired of my persistent phone calls for updates (almost daily), and always returned my calls quickly. Great job and I will be recommending you guys to all they I know.Thank you, RWH

Fort Pierce, FL

I used Christian as my mortgage professional for a home refinance and the purchase of my second home. In both dealings I found him to be very thorough and timely in communications with me.

In the event of my home purchase, Christian had the loan cleared to close more than a week before the contract closing date on the property, which I have found to be almost unheard of in my previous dealings with mortgage professionals.

West Valley City, UT

Everyone is great to answer any questions you have every step of the way. They are very kind, patient and helpful. I definitely recommend them!

Toria Young

Spanish Fork, UT

Friendly and good at answering questions.

Ammon Neff

Hyrum, UT

A company that calls you when the interest rate drops to help you refinance is a ***** 5 star company in my book!

Nadine Jaye

Winton, CA

I am new homeowner simply because of Frontline Financial, more specifically to Christian Duncan's team, made it happened. They are true experts. I bumped into them when I was looking for a great lender for a home loan. I told them I dont know anything about homebuying but they wellingly shared their knowledge to me on what to watch out for and not to do. Thats before I signed with them. From house hunting and to referring agents to the whole homebuying process, they were there for me. Keeping me on my toes in order to avoid any bumps when it comes to paperworks. Yes, we did not hit any problems at all. Even my agent was amazed on how they were proactive the whole time. They were easy to reach and most importantly very professional. Thank you Frontline Financial. You guys made our family's dream come true. Thank you very much.

Ryan Gonzales

Suffolk, VA

We struggled with our credit for over a year. Christian and Alyssa helped us to reach our goal and we officially became home owners last week! I cant even begin to thank them enough. they made the process easy and stress free. Thank you for making our dreams come true!!!

Shawna Longwith

Bakersfield, CA

Very informative on the benefits of A VA Home loan.

Doug Nay

Bountiful, UT



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About Christian

Branch Manager

Christian is the Co-Owner of Frontline Financial. He got his start in the mortgage industry in 2001 processing loans and he became a Loan Officer in 2004. Since then he as closed well over 1,000 loans but one particular loan was life changing.

In 2007 he helped a first time homebuyer purchase her first home.  She had many questions and they often spoke multiple times per day. They soon became inseparable.

In 2010 they got married and now have two amazing boys. Christian and his family love the outdoors and can usually be found on an adventure traveling, hiking, RZR riding, etc.

Contact Christian

Christian Duncan

Branch Manager
NMLS# 153555

20 N Main Street Suite 201B
St. George, UT 84770
State Licenses: CA, FL, UT, VA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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